Wallet empty, creativity overflowing. These 250+ bold and humorous fake money excuses are pure chaos currency: ridiculous enough to get laughs, savage enough to shut down “send me your half” texts, legendary enough to screenshot forever.
From alien abductions to pirate attacks, each line screams “I’m broke but my imagination is billionaire.” Ready to become the undefeated champion of fake excuses? Let’s go full clown-to-riches check more here : 250+ Best “Thank You All for the Warm Welcome” Replies

250+ Bold and Humorous Fake Money Excuses for Stories
Alien Wallet
- Alien wallet: extraterrestrials abducted my cash—still negotiating ransom.
- UFO landed, took only my money—said Earth currency “cute.”
- Alien wallet: thirty galaxies richer—my wallet zero.
- They beamed up my debit card—still in orbit.
- Alien wallet: anal probed my bank account—balance violated.
- Greys needed funding for mothership—Venmo pending.
- Alien wallet: taken for scientific research—results: broke.
- Not missing—martian.
- Alien wallet: thirty abductions accepted—accept this excuse.
- Another probe—alien wallet, wallet abducted.
Pirate Attack
- Pirate attack: Captain Jacked My Wallet—now sailing the seven seas.
- Arrr, walked the plank with my credit card—sank instantly.
- Pirate attack: thirty pieces of eight—eight negative.
- Black Pearl ran a tab—guess who’s paying.
- Pirate attack: treasure chest empty—curse of the broke beard.
- Peg leg stole my peggings—financially limbless now.
- Pirate attack: rum paid, rent not—priorities.
- Not solvent—sunk.
- Pirate attack: thirty attacks legendary—legendarily broke.
- Another yo-ho—pirate attack, attack absolute.
Dragon Hoard
- Dragon hoard: Smaug sat on my savings—crushed to dust.
- Fire-breathing ATM ate my card—transaction declined permanently.
- Dragon hoard: thirty gold coins gone—dragon richer.
- Invested everything in dragon insurance—payout never.
- Dragon hoard: lair now contains my life savings—guarded 24/7.
- Tried to slay it—lost tuition instead.
- Dragon hoard: fire sale—everything burned.
- Not rich—roasted.
- Dragon hoard: thirty hoards hotter—hot broke.
- Another flame—dragon hoard, hoard hell.
Time Travel Tax
- Time travel tax: went to 2009, bought Bitcoin—machine ate cash instead.
- Back to the Future bet on Cubs—lost everything twice.
- Time travel tax: thirty timelines broke—broke in all.
- Paid paradox fee—now broke in every dimension.
- Time travel tax: future me still hasn’t paid me back—classic.
- Butterfly effect—stepped on wallet instead.
- Time travel tax: flux capacitor repo’d—stranded broke.
- Not future—fucked.
- Time travel tax: thirty taxes temporal—temporal broke.
- Another paradox—time travel tax, tax timeless.
Final Fantasy
- Final fantasy: spent rent on rare summon—still no Ifrit.
- Grinding for gil—IRL gil zero.
- Final fantasy: thirty potions purchased—rent not one.
- Bought 99 ethers—evicted anyway.
- Final fantasy: chocobo farm bankrupt—birds flew away.
- Phoenix Down only works in game—landlord disagrees.
- Final fantasy: limit break on budget—broke limit.
- Not leveled—looted.
- Final fantasy: thirty fantasies final—final broke.
- Another save—final fantasy, fantasy failed.
Ghost Took It
- Ghost took it: poltergeist paid itself rent—haunting expensive.
- Casper the friendly thief—wallet not friendly back.
- Ghost took it: thirty spirits swiped—spirit broke.
- Exorcism costs more than the money—double broke.
- Ghost took it: possessed my Venmo—sent to afterlife.
- Séance fee ate the rest—spirits greedy.
- Ghost took it: boo who? Boo hoo—broke.
- Not alive—account dead.
- Ghost took it: thirty ghosts richer—richer in fear.
- Another boo—ghost took it, took it total.
Ninja Vanished
- Ninja vanished: wallet assassinated—silent but expensive.
- Smoke bomb, money gone—classic move.
- Ninja vanished: thirty shurikens of debt—debt thrown.
- Black belt in disappearing funds—master level.
- Ninja vanished: shadow clone paid the bill—original broke.
- Throwing stars > throwing cash—priorities.
- Ninja vanished: stealth 100, bank 0.
- Not seen—stolen.
- Ninja vanished: thirty ninjas ninja’d—ninja’d broke.
- Another poof—ninja vanished, vanished vicious.
Vampire Drained
- Vampire drained: sparkly bloodsucker took direct deposit—Team Edward won.
- Neck bite hurt less than balance now.
- Vampire drained: thirty fangs of finance—finance fatal.
- Holy water bill higher than rent—ironic.
- Vampire drained: coffin fund only—living fund zero.
- Turned into broke—eternal suffering.
- Vampire drained: sunlight savings—none left.
- Not immortal—impoverished.
- Vampire drained: thirty drains deadly—dead account.
- Another bite—vampire drained, drained dark.
Robot Overlord
- Robot overlord: Skynet demanded tribute—paid in full.
- AI stole my identity—and my money.
- Robot overlord: thirty circuits cashed—cashed out.
- Upgraded to broke 2.0—firmware expensive.
- Robot overlord: blockchain ate cash—block forever.
- Sentient Alexa bought itself Prime—yearly.
- Robot overlord: singularity tax—100 %.
- Not human—hacked.
- Robot overlord: thirty robots richer—richer broke.
- Another beep—robot overlord, overlord owns.
Final Form
- Final form: evolved into professional broke—final stage.
- Broke so hard it’s my personality now.
- Final form: thirty forms of financial ruin—ruin complete.
- Ascended to ramen god—level 100.
- Final form: bank account in afterlife—peaceful zero.
- Broke aura unlocked—permanent debuff.
- Final form: poverty final boss—unbeatable.
- Not basic—broke supreme.
- Final form: thirty forms final—final zero.
- Another level—final form, form forever broke.
Magic Gone Wrong
- Magic gone wrong: turned money into frog—still waiting for prince.
- Spell backfired—wallet disappeared.
- Magic gone wrong: thirty spells of spending—spending cursed.
- Wand chose bankruptcy—Harry Potter whom?
- Magic gone wrong: patronus is overdraft fees.
- Potion exploded—money dissolved.
- Magic gone wrong: abracadabra—abracabroke.
- Not wizard—washed.
- Magic gone wrong: thirty wrongs wizard—wizard broke.
- Another spell—magic gone wrong, wrong wicked.
Superhero Save
- Superhero save: Batman needed bailout—Gotham expensive.
- Saved the world—lost wallet in process.
- Superhero save: thirty capes cost—cost everything.
- Thanos snapped my funds—perfectly balanced broke.
- Superhero save: utility belt only utility bills now.
- Cape budget > rent budget—priorities.
- Superhero save: secret identity—secretly broke.
- Not hero—homeless.
- Superhero save: thirty saves spent—spent all.
- Another mask—superhero save, save none.
Mermaid Stole It
- Mermaid stole it: traded cash for seashells—bad deal.
- Ariel wanted legs—paid in dollars.
- Mermaid stole it: thirty fins financed—financed broke.
- Sunken treasure was actually my rent—oops.
- Mermaid stole it: part of your world—now broke in it.
- Dinglehopper cost extra—fork expensive.
- Mermaid stole it: under the sea—under financially.
- Not land—lost.
- Mermaid stole it: thirty mermaids millionaire—millionaire not me.
- Another wave—mermaid stole it, stole it splash.
Clown College
- Clown college: tuition for honkonomics—degree in broke.
- Red nose scholarship—didn’t cover rent.
- Clown college: thirty pies in face—face broke.
- Juggling bills—dropped all.
- Clown college: tiny car payment—huge debt.
- Squirting flower only thing with liquid.
- Clown college: makeup hides tears—balance doesn’t.
- Not funny—funded.
- Clown college: thirty clowns certified—certified broke.
- Another honk—clown college, college clown.
Unicorn Investment
- Unicorn investment: rainbow startup—crashed spectacularly.
- Believed in magic—lost reality money.
- Unicorn investment: thirty horns of hype—hype bankrupt.
- Glitter fund—glitter don’t pay bills.
- Unicorn investment: rode it to bankruptcy—mythical fall.
- Mane street Wall Street—mane loss.
- Unicorn investment: sparkle Ponzi—poof.
- Not magical—minus.
- Unicorn investment: thirty unicorns unreal—unreal broke.
- Another rainbow—unicorn investment, investment illusion.
Final Forever
- Final forever: broke so long it’s my blood type—O-negative balance.
- Poverty arc complete—final form unlocked.
- Final forever: thirty forevers flat—flat broke.
- Broke is the default skin now—permanent.
- Final forever: financial death—rebirth never.
- Bank account in witness protection—location unknown.
- Final forever: broke forever—signed contract.
- Not temporary—terminal.
- Final forever: thirty forevers final—final zero.
- Another zero—final forever, forever final broke.
Zombie Apocalypse
- Zombie apocalypse: brains safe—wallet eaten first.
- Paid walker protection—zombies unionized.
- Zombie apocalypse: thirty undead unpaid—unpaid bills.
- Survival kit cost everything—still died broke.
- Zombie apocalypse: bite hurt less than overdraft.
- CDC budget cut—my wallet volunteered.
- Zombie apocalypse: last human expense—rent.
- Not alive—account dead.
- Zombie apocalypse: thirty apocalypses actual—actual broke.
- Another groan—zombie apocalypse, apocalypse absolute.
Wizard Debt
- Wizard debt: owed three favors—cashed in my savings.
- Turned gold into lead—reverse Midas.
- Wizard debt: thirty spells of spending—spending cursed.
- Magic school loan—interest enchanted.
- Wizard debt: philosopher’s stone—philosopher’s broke.
- Owl delivered bill—tuition plus feathers.
- Wizard debt: wand repossessed—now magicless broke.
- Not sorcerer—sorry.
- Wizard debt: thirty debts dark—dark arts broke.
- Another spell—wizard debt, debt deadly.
Shark Tank
- Shark tank: pitched my wallet—they ate it.
- Mark Cuban said no—took money anyway.
- Shark tank: thirty offers outrageous—outrageous loss.
- Equity for exposure—exposed broke.
- Shark tank: went in rich—swam out ramen.
- “I’m out”—took my out money.
- Shark tank: deal with devil—sharks worse.
- Not investor—ingested.
- Shark tank: thirty tanks terrifying—terrifying broke.
- Another bite—shark tank, tank terror.
Bigfoot Stole It
- Bigfoot stole it: Sasquatch needed trail mix money—expensive taste.
- Blurry photo evidence—clear empty wallet.
- Bigfoot stole it: thirty footprints of fraud—fraud giant.
- Paid for silence—louder broke.
- Bigfoot stole it: hide and seek—hide money, seek none.
- Forest transaction—trees took commission.
- Bigfoot stole it: crypto—cryptid currency.
- Not found—furry theft.
- Bigfoot stole it: thirty bigfoots billionaire—billion broke.
- Another roar—bigfoot stole it, stole it savage.
Genie Granted Broke
- Genie granted broke: wished for unlimited wishes—charged per wish.
- Three wishes—bill for infinity.
- Genie granted broke: thirty lamps later—later broke.
- Rubbed lamp—lamp rubbed me back broke.
- Genie granted broke: freedom price—everything.
- Monkey paw situation—paw-sitively bankrupt.
- Genie granted broke: wish granted—wish I didn’t.
- Not rich—released broke.
- Genie granted broke: thirty genies greedy—greedy broke.
- Another puff—genie granted broke, broke boundless.
Final Found
- Final found: broke located—coordinates: my life.
- Search over—poverty GPS locked.
- Final found: thirty excuses exhausted—exhausted broke.
- Found the bottom—staying here rent-free.
- Final found: wallet in witness protection—forever.
- Lost and found—only kept the lost.
- Final found: zero is the final destination—arrived.
- Not missing—minus.
- Final found: thirty finds final—final broke.
- Another excuse—final found, found forever broke.
Leprechaun Scam
- Leprechaun scam: followed rainbow—pot was IOU.
- Gold at end—taxed 400 %.
- Leprechaun scam: thirty coins counterfeit—counterfeit life.
- Caught him—made me pay bail.
- Leprechaun scam: lucky charms—charmed broke.
- Four-leaf clover fee—unlucky.
- Leprechaun scam: end of rainbow—end of funds.
- Not lucky—looted.
- Leprechaun scam: thirty scams shiny—shiny broke.
- Another rainbow—leprechaun scam, scam supreme.
Witch Curse
- Witch curse: turned money into spiders—crawled away.
- Hexed my bank—balance bewitched to zero.
- Witch curse: thirty curses cashless—cashless forever.
- Paid in exposure—died of exposure.
- Witch curse: cauldron payment—boiled broke.
- Toad transformation—still broke toad.
- Witch curse: spell check—check bounced.
- Not enchanted—empty.
- Witch curse: thirty witches wealthier—wealthier broke.
- Another cackle—witch curse, curse complete.
Final Forever
- Final forever: broke arc complete—DLC never coming.
- Poverty is the final boss—no continues.
- Final forever: thirty forevers flat—flat eternal.
- Broke so long it loops—Groundhog Payday.
- Final forever: financial death—afterlife still broke.
- Zero is permanent address now—forwarding set.
- Final forever: excuse library closed—broke forever.
- Not phase—permanent.
- Final forever: thirty forevers final—final zero.
- Another zero—final forever, forever final broke.
Why These Excuses Win Every Time
Nailing the Bold-Clown Energy
Lines like “Alien wallet: still in orbit…” and “Final forever: forever final broke…” are so ridiculous they loop back to genius.
Matching the Situation
Dinner bill → “Mermaid stole it…” Drinks round → “Leprechaun scam…” Rent → “Dragon hoard…”
Timing for Maximum Chaos
Post on story the second the “you owe me” text lands.
Keeping It Shameless
Never apologize. Double down with crying-laughing emojis.
Personalizing the Scam
Add their name: “Your mom’s a witch—she cursed my wallet.”
Delivery Tips
Story: bold text + ridiculous selfie
Voice note: dead serious tone
Group chat: spam three in a row.
Bonus Content: Broke Arsenal
5 Classic Scenarios
- Split the bill: “Ninja vanished…”
- Birthday gift: “Unicorn investment…”
- Rent due: “Dragon hoard…”
- Night out: “Vampire drained…”
- Anytime: “Final forever…”
5 Ways to Escalate
- Fake screenshot of empty bank.
- Voice note in alien language.
- Poll: “Who stole my money?” with dumb options.
- Repost their “where’s my money” with clown makeup filter.
- Offer payment in exposure or good vibes.
5 Excuses to Retire Forever
- “Forgot my wallet” — weak
- “Venmo down” — 2019 called
- “Next time” — liar energy
- “I’m good for it” — famous last words
- Silence — coward
5 Follow-Up Moves
- Send meme of crying cat with zero balance.
- Offer to pay in memes or astrology readings.
- Start GoFundMe: “Victim of leprechaun scam.”
- Change name in their phone to “Broke Legend.”
- Next time pay—shock them into silence.
5 Tips to Craft Your Own
- Pick absurd villain (ghost, wizard, Bigfoot).
- Make the theft epic and specific.
- End with “still waiting on refund.”
- Zero shame—maximum confidence.
- Bonus points if you believe it for 3 seconds.
Conclusion
From alien wallet to final forever, these 250+ bold and humorous fake money excuses turn broke into performance art. Ridiculous, shameless, and screenshot-proof—they make poverty the funniest plot twist ever. Want more chaos currency? Check our other excuse mastery collections!
FAQs
- Q. They might get mad?
If they don’t laugh, they’re the problem. - Q. Too long for story?
Shorten to one line + clown emoji = lethal. - Q. Works on parents?
Risky but legendary if successful. - Q. Best one ever?
“Genie granted broke—three wishes, infinite debt.” - Q. Real emergency?
Be honest then. These are weapons of mass distraction only.